Employees Insurance
Employees are the most important resource of your company, and their efforts can be rewarded with insurance solutions. This will bring additional benefits to those offered by state social insurance. At Destine Broker you have three types of insurance for employees.
EMPLOYEE INSURANCE – ACCIDENTS
Accidents at work happen anywhere in the world, and their consequences can sometimes be very serious. Destine Broker helps you increase job security for your employees and keep your financial balance in case of unwanted events.
Accident insurance can be concluded individually or collectively (in groups). The latter can be concluded nominally or for all employees (as a total number), by profession, for all employees regardless of profession or for an average number of employees.
By concluding such a policy, the insurer will pay the insured amounts to the insured or their beneficiaries in case of covered accidents or death from the accident and/or the necessary medical expenses. Insurance companies usually set certain limits for the amounts that can be insured. The insurer determines the price based on the degree of risk and the level of the insured amounts.
EMPLOYEE INSURANCE – MEDICAL
Destine Broker helps you complete the range of benefits offered to your employees with medical insurance adapted, flexible and suitable to the expectations and budget of your company. You should know that private health insurance is deductible for the employer, up to 400 euros per year for each insured employee.
Health insurance is also a useful tool in employee loyalty and retention.
For an effective protection and motivation of your employees, we facilitate your access to a wide range of health insurance products. These insurances complement the services offered by the public health system.
In order to better understand this type of insurance we invite you to schedule an appointment with a Destine Broker consultant, here.
EMPLOYEE INSURANCE – MEDICAL
Destine Broker helps you complete the range of benefits offered to your employees with medical insurance adapted, flexible and suitable to the expectations and budget of your company. You should know that private health insurance is deductible for the employer, up to 400 euros per year for each insured employee.
Health insurance is also a useful tool in employee loyalty and retention.
For an effective protection and motivation of your employees, we facilitate your access to a wide range of health insurance products. These insurances complement the services offered by the public health system.
In order to better understand this type of insurance we invite you to schedule an appointment with a Destine Broker consultant, here.
EMPLOYEE INSURANCE – LIFE
Life insurance is an additional support for your employees, in less happy times.
Life insurance is often considered the most altruistic financial product because individuals insure their lives to benefit their loved ones, showing care for them. This type of insurance is complex, offering not only protection but also advantages such as savings, investments, income for a certain period, or the option to convert it into a life pension or medical treatment.
As a comprehensive financial plan with a medium to long-term duration, understanding the contractual clauses and selecting the right product is crucial. A Destine Broker consultant can help you choose the best product for your employees, offering them financial comfort during challenging times.
