Employees Insurance
Employees are the most important resource of your company, and their efforts can be rewarded with insurance solutions, which bring additional benefits to those offered by state social insurance. At Destine Broker we find three types of insurance for employees.
EMPLOYEE INSURANCE – ACCIDENTS
Accidents at work happen anywhere in the world, and their consequences can sometimes be very serious. DESTINE INSURANCE BROKER – REINSURANCE helps you increase job security for your employees and keep your financial balance in case of unwanted events.
Accident insurance can be concluded individually or collectively (in groups). The latter can be concluded nominally or for all employees (as a total number), by profession, for all employees regardless of profession or for an average number of employees.
By concluding such a policy, the insured amounts will be paid to the insured / insured in case of covered accidents or death from the accident and / or the necessary medical expenses. Usually, insurance companies provide certain limits for the amounts that can be insured. The insurance price is determined by the degree of risk and the level of the insured amounts.


EMPLOYEE INSURANCE – MEDICAL
DESTINE INSURANCE BROKER – REINSURANCE helps you complete the range of benefits offered to your employees with medical insurance adapted, flexible and suitable to the expectations and budget of your company. You should know that private health insurance is deductible for the employer, up to 400 euros per year for each insured employee.
Health insurance is also a useful tool in employee loyalty and retention.
For an effective protection and motivation of your employees, we facilitate your access to a wide range of health insurance products, which complement the services offered by the public health system.
In order to better understand this type of insurance we invite you to schedule an appointment with a Destine Broker consultant, here.
EMPLOYEE INSURANCE – MEDICAL
DESTINE INSURANCE BROKER – REINSURANCE helps you complete the range of benefits offered to your employees with medical insurance adapted, flexible and suitable to the expectations and budget of your company. You should know that private health insurance is deductible for the employer, up to 400 euros per year for each insured employee.
Health insurance is also a useful tool in employee loyalty and retention.
For an effective protection and motivation of your employees, we facilitate your access to a wide range of health insurance products, which complement the services offered by the public health system.

EMPLOYEE INSURANCE – LIFE
Life insurance is an additional support for your employees, in less happy times.
Life insurance is considered to be the most altruistic product of financial plans, because the one who insures his life always does it for the benefit of those close to him, out of care for them. Life insurance is a complex product, which, in addition to protection, offers other advantages, such as saving, investing, obtaining income for a certain period or transforming them into a life pension, medical treatment, etc. Life insurance is a complex financial plan that ends in the medium to long term. Therefore, understanding the contractual clauses and selecting the right product are essential. A DESTINE INSURANCE – REINSURANCE BROKER consultant can always help you choose the right product for your employees, offering them financial comfort in difficult times of life.
