Civil Liability Transport Operator Insurance

ROTR insurance is intended for road transport operators to obtain a transport license. According to the legal provisions in force, the transport operator must prove a financial capacity of 9,000 euros for the first vehicle and 5,000 euros for each additional vehicle.

Civil Liability Transport Operator Insurance or ROTR insurance

The insurance covers the Insured’s liability for material damages caused to third parties who are Beneficiaries of transport services provided by the Insured. This applies when carrying out concluded road transport contracts, after the completion of legal proceedings to liquidate the Insured. The coverage is valid if the debt to the injured third party has not been settled after using the Insured’s financial capacity to make payments to its debtors.
Operates based on the Emergency Ordinance 980/2011 and the Order of the Ministry of Transport, Constructions and Tourism no. 1892/2006 which has as object the coverage of the responsibility incumbent on the road transport operator in which the obligation of the road transport operator to have a minimum financial capacity of 9,000 Eur for the first vehicle and 5,000 EUR for the other vehicles is expressly mentioned.

Civil Liability Transport Operator Insurance or ROTR insurance

The insurance covers the Insured’s liability for material damages caused to third parties who are Beneficiaries of transport services provided by the Insured. This applies when carrying out concluded road transport contracts, after the completion of legal proceedings to liquidate the Insured. The coverage is valid if the debt to the injured third party has not been settled after using the Insured’s financial capacity to make payments to its debtors.
Operates based on the Emergency Ordinance 980/2011 and the Order of the Ministry of Transport, Constructions and Tourism no. 1892/2006 which has as object the coverage of the responsibility incumbent on the road transport operator in which the obligation of the road transport operator to have a minimum financial capacity of 9,000 Eur for the first vehicle and 5,000 EUR for the other vehicles is expressly mentioned.

Insured risks

Material damages caused to third parties due to the non-fulfillment of orders or transport contracts, resulting from the initiation of judicial proceedings for the liquidation of the Insured’s company.
Additional expenses made with the agreement of the Insurer for the organization of some transports in order to honor the concluded transport orders or contracts.
Expenses with defense against unjustified claims of third parties, made with the consent of the Insurer.
Costs to which the Insured is obliged in the civil process.
Expenses with expertise made with the agreement of the Insured.

Civil liability transport operator insurance – Exclusions

ROTR policy does not cover damages:

for reasons other than the insolvency or bankruptcy of the insured;
if the insured risk occurred due to natural disasters (earthquake, floods, landslides, volcanic eruptions) or in a state of war, civil war, military invasion, the action of an external enemy, revolution, rebellion, insurrection, military dictatorship, confiscation, expropriations, nationalizations, seizures and requisitions, atomic explosion, radiation or radioactive infestations, pollution or contamination due to any cause;
generated by the force majeure invoked by the insured and proved with documents issued by the competent public authorities;
during the commission of incriminated deeds as crimes committed with intent, bad faith, fraud or fraudulent bankruptcy of the insured;
through the fault of the injured third party;
transports contracted / performed improperly during the period when the insured did not hold the approvals / authorizations / licenses provided by law or with inadequate means of transport;
claims for compensation made by the spouse of the representatives or representatives of the insured, for damages caused by them;
indirect or consequential damages, even if they are the result of non-fulfillment of the transport contract, such as: fines, taxes, penalties, bank loans and interest, budget receivables, currency fluctuations, leasing rates, rents, court costs established by criminal decision , the expenses for the execution of the decisions regarding the payment of compensations, as well as moral damages;
damages that are or can be compensated based on other types of insurance.

Civil liability transport operator insurance – Exclusions

ROTR insurance policy does not cover damages:

for reasons other than the insolvency or bankruptcy of the insured;
if the insured risk occurred due to natural disasters (earthquake, floods, landslides, volcanic eruptions) or in a state of war, civil war, military invasion, the action of an external enemy, revolution, rebellion, insurrection, military dictatorship, confiscation, expropriations, nationalizations, seizures and requisitions, atomic explosion, radiation or radioactive infestations, pollution or contamination due to any cause;
generated by the force majeure invoked by the insured and proved with documents issued by the competent public authorities;
during the commission of incriminated deeds as crimes committed with intent, bad faith, fraud or fraudulent bankruptcy of the insured;
through the fault of the injured third party;
transports contracted / performed improperly during the period when the insured did not hold the approvals / authorizations / licenses provided by law or with inadequate means of transport;
claims for compensation made by the spouse of the representatives or representatives of the insured, for damages caused by them;
indirect or consequential damages, even if they are the result of non-fulfillment of the transport contract, such as: fines, taxes, penalties, bank loans and interest, budget receivables, currency fluctuations, leasing rates, rents, court costs established by criminal decision , the expenses for the execution of the decisions regarding the payment of compensations, as well as moral damages;
damages that are or can be compensated based on other types of insurance.

Amounts insured (Limits of liability)

Territoriality:

ROTR insurance applies to the following types of transport:

internal transport of goods or persons performed on the Romanian territory.
international transport of goods or persons carried out outside the territory of Romania.
combined transport, internal and international.

Calculate the insurance price

Calculate

Request a personalised offer

Client type

Marketing agreement

I expressly agree that Destine Broker de Asigurare-Reasigurare (“Destine Broker”), as an insurance broker, process my personal data for direct marketing purposes and, in this regard, I expressly I agree to be communicated with and receive information from Destine Broker about its services and products, including to improve them, benefits to access, promotional offers or insurance opportunities:

YesNo

Information regarding the protection of personal data

Considering that, as a result of the fact that you will fill in your personal data or that of other persons, Destine Broker will process this data for the purpose of providing insurance services or for other agreed purposes, as the case may be, please go through Privacy Policy.

I confirm that I have read and accepted the Privacy Policy. I agree that the entered contact data (email and phone number) will be used for further communications between me and Destiny Broker.

Please complete the form

Civil liability transport operator (ROTR)

Key characteristics

ROTR insurance is intended for road transport operators to obtain a transport license. According to the legal provisions in force, the transport operator must prove a financial capacity of 9,000 euros for the first vehicle and 5,000 euros for each additional vehicle.

Civil Liability Transport Operator Insurance or ROTR insurance

Civil Liability Transport Operator Insurance or ROTR insurance

Insured risks

Civil liability transport operator insurance – Exclusions

Civil liability transport operator insurance – Exclusions

Amounts insured (Limits of liability)

Territoriality:

Calculate the insurance price

Request a personalised offer

Explore other Destine insurances

Health Insurance

Building and Assets Insurance

RCA & CASCO Insurance

Company

Services

Follow Destine Broker