• Financial education - how to manage your spendings and personal budget
    Financial education: Managing your spending and personal budget
    Financial education is the knowledge that helps you effectively manage your money. It's not just about theoretical concepts of the financial market; it's also about learning how to apply this information in practice. With financial...
  • What is the accident report form
    “Amiabila” – Friendly car accident report form
    The Friendly Accident Report Form ("Constatare amiabilă de accident") is a simplified alternative to accident reporting through the Police. It allows you to document a traffic incident amicably, without the involvement of authorities. But only...
  • RCA calculator - check auto insurance online
    RCA calculator – check auto insurance online
    Do you find it easier to use an online RCA calculator, or do you prefer discussing things with a broker? At Destine Broker, you have both options available, and in this article, we provide all...
  • Verificare si solutionare dosar dauna
    Claims file process – types of damages and required documents
    A claims file is a collection of documents and information used to process a compensation request following an insured event. Opening and managing a claims file involves several steps and requires different documents depending on...
  • Cancellation insurance with advantages and disadvantages
    Trip cancellation insurance – Where can you get it and how much does it cost
    You've certainly heard of cancellation insurance, also known as trip cancellation insurance, but are you familiar with its advantages in detail? In the following article, we'll explain what it is, what it covers, when it's...
  • Malpractice Legal Professional Responsibility
    Malpractice: Legal Framework and Professional Responsibility
    Malpractice insurance covers damages caused by the insured to third parties. It primarily compensates for damage resulting from negligence in the exercise of one's profession. What is Malpractice? Malpractice is a professional error committed in...
  • How to protect your residence with an optional home insurance
    How to protect your residence with an optional home insurance
    Protecting your home is essential for a peaceful and worry-free life. Whether it’s a house or an apartment, the risks to which your home is exposed are numerous and not always predictable. Theft, fires, floods,...
  • Pension system in Romania - how you can prepare
    The Pension System – we explain each pillar in detail and how you can prepare
    A pension system is essential for a secure financial future; careful planning ensures the necessary resources to enjoy retirement, whether through travel or caring for loved ones. To help you create a plan that fits...
  • Driver checking Green Card territorial validity – What it is and when he needs it
    Green Card territorial validity – What it is and when you need it
    The Green Card is a document that proves your car has valid RCA insurance, also known as third-party liability insurance, in other countries. In essence, it shows that the owner is insured for civil liability...
  • What does taking an insurance broker course involve
    What does taking an insurance broker course involve?
    Due to the many questions received about how to become an insurance broker, we will present below the important details that will help you understand more easily what you need to do. We have an...
  • fines and changes in the 2025 romanian traffic code
    Attention drivers: fines and changes in the 2025 Romanian traffic code
    Major changes affecting drivers have been introduced in the new 2025 Romanian Traffic Code. The regulations refer to sanctions, safety, the increase in the value of a penalty point, and speed cameras on the roads....
  • how does life insurance with savings function
    Insurance savings plan with life policy
    Life insurance policies with a saving component have become a popular solution for individuals who want to protect their family while saving money for the future. These insurance products offer both the security of an...
  • How travel health insurance protects you
    How travel health insurance protects you
    Travel health insurance is an effective solution to protect yourself during business trips or personal travels, such as vacations. It provides peace of mind and security, knowing that you have coverage in case of medical...
  • Why civil auto liability insurance matters for drivers
    Civil auto liability insurance – Why it matters for drivers
    As a driver, it is essential to fully understand the importance of civil auto liability insurance. Civil auto liability insurance, or RCA (Răspunderea Civilă Auto), is designed to protect drivers in the event of damage....
  • Insurance for young people what options do you have
    Insurance for young people: What options do you have
    Young people often face numerous financial challenges and important decisions at the beginning of adulthood, and insurance is not a priority for many. However, choosing the right insurance can provide significant long-term benefits. Insurance can...