destine-broker-logo
Province Brasov
There is no territorial system in the chosen region.
For more details, please click on the city name.

Please complete the form

    Client type

    Marketing agreement

    I expressly agree that Destine Broker de Asigurare-Reasigurare (“Destine Broker”), as an insurance broker, process my personal data for direct marketing purposes and, in this regard, I expressly I agree to be communicated with and receive information from Destine Broker about its services and products, including to improve them, benefits to access, promotional offers or insurance opportunities:

    YesNo

    Information regarding the protection of personal data

    Considering that, as a result of the fact that you will fill in your personal data or that of other persons, Destine Broker will process this data for the purpose of providing insurance services or for other agreed purposes, as the case may be, please go through Privacy Policy.

    Chat 1 Chat 2
    Subscribe to Newsletter
    Request a Quote
    HomeInsurancesPension

    Pension

    HomeInsurancesPension

    Pension

    Key characteristics

    • Financial stability
    • Tax deductibility up to 400 EUR/year
    • Profitability

    Request offer

    The imbalance of the budget of the public pension system raises questions about its ability to ensure the necessary comfort at retirement age. Fortunately for all of us, starting with 2007, in Romania was implemented the system of voluntary private pensions, to which we can contribute monthly with up to 15% of the monthly salary.

    asigurare pensie

    Currently, in Romania, there are 7 administrators of voluntary private pension funds – Aegon Pensii, Allianz-Tiriac Pensii Private, BCR Pensii, BRD Pensii, Generali Fonduri de Pensii, Metropolitan Life Pensii and NN Pensii.

    Joining a private pensions fund is an individual option, which will complete your income after retirement, and Destine Broker can help you make the right choice for your financial future.

    Accession criteria

    In order to contribute to a voluntary private pension fund, you must be employed and not have reached retirement age.

    You can contribute to a single private voluntary pension fund, up to a maximum of 15% of your monthly salary.

    By retirement age you must accumulate at least 90 monthly contributions in your account.

    asigurare-viata
    asigurare-viata
    Accession criteria

    In order to contribute to a voluntary private pension fund, you must be employed and not have reached retirement age.

    You can contribute to a single private voluntary pension fund, up to a maximum of 15% of your monthly salary.

    By retirement age you must accumulate at least 90 monthly contributions in your account.

    asigurare-pensie
    The advantages of the optional pension

    Financial stability – contributions to a private voluntary pension fund will increase your retirement income. Every year, you receive, free of charge, an account statement with the centralized statement of your contributions.

    Tax deductibility – your contributions to the voluntary pensions fund are not taxable, up to 400 euros per year from income tax.

    Profitability – the fund manager invests your contributions for the voluntary private pensions in instruments that generate returns, which are then added to the contributed amounts. The Financial Supervisory Authority constantly monitors the investments of the voluntary private pension fund managers.

    Request a personalised offer

      Client type

      Marketing agreement

      I expressly agree that Destine Broker de Asigurare-Reasigurare (“Destine Broker”), as an insurance broker, process my personal data for direct marketing purposes and, in this regard, I expressly I agree to be communicated with and receive information from Destine Broker about its services and products, including to improve them, benefits to access, promotional offers or insurance opportunities:

      YesNo

      Information regarding the protection of personal data

      Considering that, as a result of the fact that you will fill in your personal data or that of other persons, Destine Broker will process this data for the purpose of providing insurance services or for other agreed purposes, as the case may be, please go through Privacy Policy.

      Explore other Destine insurances

      asigurare rca destine broker

      RCA Insurance

      Motor Third-Party Liability Insurance (RCA) is a mandatory insurance policy for owners of vehicles registered in Romania. It covers damages...

      asigurare destine protect

      Destine Protect Insurance

      Destine Protect insurance was created to cover all the risks that could affect your condition or that of your family....

      asigurare maritima destine broker

      Maritime Insurance

      Maritime insurance offers financial compensation for damage, destruction or losses caused by navigation at sea, but most insurers in Romania...