GAP CASCO Insurance

Asigurare GAP CASCO

Dedicated for used cars

  • Program dedicated to vehicles without purchase transaction up to 5 years of operation at the date of signing the insurance contract and whose value does not exceed 285,000 RON. The insurance can be purchased during the renewal of the CASCO policy.
  • The compensation covers the difference between the market value of the car on the day of the claim (ie the compensation paid from Casco or the third party insurance) and its casco value from the GAP CASCO date.
  • The insurance can be concluded for 36/48 or 60 months.
  • The insured amount is RON 57,000 and RON 95,000 depending on the selected option.

Documents required for insurance (documents required as a minimum)

  • a copy of the registration document;
  • for leasing: a copy of the first page of the lease and or of a company registration document to the appropriate institution that keeps records;
  • a copy of the compulsory basic vehicle insurance policy during the GAP policy (casco policy).

Documents required for insurance (documents required as a minimum)

  • a copy of the registration document;
  • for leasing: a copy of the first page of the lease and or of a company registration document to the appropriate institution that keeps records;
  • a copy of the compulsory basic vehicle insurance policy during the GAP policy (casco policy).

Frequently asked questions

The insurance can be concluded no later than the 30th day from the date of starting the insurance coverage mentioned in the casco policy if the insurance is not concluded within one day from the renewal of the casco policy – The Insured is obliged to sign the declaration according to which no damage to the vehicle to be insured.

The insurance is concluded for the value mentioned in the casco policy and is valid within one day from the conclusion of the GAP Casco policy net value – VAT excluded / gross – VAT included / net + 50% – net value increased by VAT in the amount of 50% – in depending on the value of the vehicle insured by the basic insurer.

Payment of compensation, including VAT in accordance with the GAP policy is made with:

  • The GAP Casco policy is concluded according to the value mentioned in the casco policy, including VAT and
  • Payment of compensation, including VAT for total damage, was obtained from the basic insurer of the vehicle.

The insurance can be concluded for a period of 36/48 or 60 months.

The insurance premium is paid only once and covers the entire insurance period.

The scope of the insurance compensation covers the difference between the insurance amount according to the casco policy valid for one day after the end of the GAP Casco policy and the amount of compensation paid by the basic vehicle insurer based on the insurance contract with full insurance coverage or the value of the vehicle. at the date of total loss, specified in the EUROTAX GLASSS catalog. To determine the value of the total loss, apply the higher value among those specified above.

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