Travel Insurance

asigurare de calatorie Destine Broker

If you have planned a vacation or are going abroad in the interest of work, it would be good to put in your luggage a travel insurance, so that, in case of an accident or illness, you have the security to cover the expenses with medical services.

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Risks covered
  • emergency medical treatment costs (including costs for: medicines, diagnosis and hospitalization)
  • repatriation costs for further treatment in the country
  • repatriation of the body in case of death
  • expenses for the transport performed by the ambulance services, to the nearest hospital or to the nearest doctor
  • emergency surgical treatment
  • emergency dental treatment
  • In addition, luggage can be secured.

The coverage by this travel insurance is valid in the countries mentioned in the policy as well as in the transit ones.

Excluded risks
  • chronic diseases and their consequences
  • diseases or accidents that are the result of war and similar events or active participation in riots
  • suicide, suicide intention, self-harm
  • illnesses or accidents that the insured person has caused intentionally or by committing a crime, or as a result of the consumption of alcohol, drugs or medications
  • plastic and repair surgery to remove physical defects or malformations
  • expenses incurred for rest or recovery treatment (physiotherapy) in clinics, resorts, spas, sanatoriums, convalescent homes or similar institutions
  • psychiatric or psychotherapeutic treatment
  • pregnancy
  • expenses incurred for the purchase, replacement or repair of prostheses of any kind and / or eyeglasses
  • treatments or medical assistance provided in Romania
  • surgical interventions or medical treatments that can be postponed until the return of the Insured to the country
  • medicines or medical treatments necessary to be administered or granted during the trip abroad and which were known or prescribed before the start of the trip
asigurare-de-calatorie
asigurare-de-calatorie
Excluded risks:
  • chronic diseases and their consequences
  • diseases or accidents that are the result of war and similar events or active participation in riots
  • suicide, suicide intention, self-harm
  • illnesses or accidents that the insured person has caused intentionally or by committing a crime, or as a result of the consumption of alcohol, drugs or medications
  • plastic and repair surgery to remove physical defects or malformations
  • expenses incurred for rest or recovery treatment (physiotherapy) in clinics, resorts, spas, sanatoriums, convalescent homes or similar institutions
  • psychiatric or psychotherapeutic treatment
  • pregnancy
  • expenses incurred for the purchase, replacement or repair of prostheses of any kind and / or eyeglasses
  • treatments or medical assistance provided in Romania
  • surgical interventions or medical treatments that can be postponed until the return of the Insured to the country
  • medicines or medical treatments necessary to be administered or granted during the trip abroad and which were known or prescribed before the start of the trip
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The price of insurance

The price of a medical insurance for trips abroad is established depending on the duration and purpose of the trip, the destination country and the age of the insured. Go quietly on the dream vacation! Now with travel insurance from Destine Insurance Broker-Reinsurance everything is simpler. The insurance is flexible to your needs and saves you from additional expenses.

Health Insurance Health Care Travel Support from Signal Iduna

This insurance complements the medical assistance insurance abroad, (it is a supplement of this insurance) offering the insured the possibility to benefit, upon returning to Romania, from the continuation of the medical services started abroad.

The insurer is limited exclusively to the medically necessary treatments performed in connection with illnesses, disorders or bodily injuries that have occurred and have been covered during the period of validity of the health insurance abroad. The health insurance contract is concluded at the same time or after the conclusion of the health care insurance abroad to which it is attached, before the start of the trip (but not later than the entry into force of the foreign health care insurance).

(1) the aftermath of war or war-like events, participation in the service
including military peacekeeping missions outside Romania;
(2) the consequences of terrorist attacks, riots, riots, riots or circumstances
exceptional (serious threat to public order or internal security);
(3) the consequences of nuclear radiation, fusion, fission and acceleration of particles;
(4) the consequences of earthquakes, floods and other natural disasters;
(5) the consequences of the intentional (premeditated) actions of the Insured persons;
(6) obtaining by fraudulent means the insurance payments, respectively the deliberate misleading of the Insurer;
(7) committing, attempting to commit, as well as the participation of the Insured in committing a deed
penalties provided by law;
(8) The consequences of the consumption of alcohol, drugs, other toxic substances, and methods of
detoxification, including their consequences;
(9) experimental medicine, including its consequences;
(10) participation as a subject in medical, chemical studies, scientific research related to health
even if they are not declared as such, including their consequences;
(11) self-treatment / self-medication, including its consequences;
(12) Medical services that are not medically necessary;
(13) Medical Services which are the consequences of a Treatment prescribed and not followed by a
Secure;
(14) suicide attempts, including their consequences;
(15) epidemics, pandemics recognized by the competent authorities;

Anyone between the ages of 1 and 64 can take out Health Care health insurance.

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asigurare-calatorie-beneficii
Asigurarea de sanatate Health Care Travel Suport de la Signal Iduna

Aceasta asigurare vine in completarea asigurarii de asistenta medicala in strainatate, (este un supliment al acestei asigurari) oferindu-i posibilitatea asiguratului de a beneficia, la intoarcerea in Romania, de continuarea serviciilor medicale incepute in strainatate.

Asiguratorul se limiteaza exclusiv la tratamentele necesare din punct de vedere medical efectuate in legatura cu boli, tulburari sau vatamari coroporale ce au avut loc si au fost acoperite pe parcursul perioadei de valabilitate a asigurarii de asistenta medicala in strainatate. Contractul de asigurare de sanatate se incheie in acelasi moment sau ulterior incheierii asigurarii de asistenta medicala in strainatate la care este atasata, inainte de inceperea calatoriei (dar nu mai tarziu de intrarea in valabilitate a asigurarii de asistenta medicala in starinatate).

(1) urmarile evenimentelor de razboi sau asemanatoare razboiului, participarea la serviciul
militar inclusiv la misiuni militare de pace in afara Romaniei;
(2) consecintele atacurilor teroriste, a tulburarilor, a revoltelor, razmeritelor sau a circumstantelor
exceptionale (amenintare grava la adresa ordinii publice sau a securitatii interne);
(3) consecintele radiatiilor nucleare, ale fuziunii,fisiunii si accelerarii particulelor;
(4) consecintele cutremurelor, inundatiilor si a altor catastrofe naturale;
(5) consecintele actiunilor intentionate (premeditate) ale persoanelor Asigurate;
(6) obtinerea prin mijloace frauduloase a platilor asigurarii, respectiv inducerea in eroare intentionata a Asiguratorului;
(7) savarsirea, incercarea savarsirii, precum si participarea Asiguratului la savarsirea unei fapte
penale prevazute de lege;
(8) consecintele consumului de alcool, droguri, alte substante toxice, precum si a metodelor de
dezintoxicare, inclusiv urmarile acestora;
(9) medicina experimentala, inclusiv urmarile acesteia;
(10) participarea ca subiect la studii medicale,chimice, cercetari stiintifice legate de sanatate
chiar daca nu sunt declarate astfel, inclusiv urmarile acestora;
(11) autotratare /automedicatie, inclusiv urmarile acesteia;
(12) Servicii Medicale care nu sunt necesare din punct de vedere medical;
(13) Servicii Medicale care sunt consecintele unui Tratament prescris si neurmat de catre un
Asigurat;
(14) tentative de sinucidere, inclusiv urmarile acestora;
(15) epidemiilor, pandemiilor recunoscute de catre autoritatile competente;

Poate incheia o asigurare de sanatate Health Care orice persoana care are varsta cuprinsa intre 1an si 64ani.

asigurare-calatorie
Are you going on vacation? Don’t Forget About Healthcare Travel Support!

Healthcare Travel Support covers medical services in the country if a medical need arose during the trip abroad. In the first 30 days from the moment you return to the country, you benefit from medical services both on an outpatient and in hospital basis.

Insurance benefits
  • Consultations and controls
  • Laboratory tests
  • Medical investigations
  • Outpatient treatments
  • Surgery that does not require hospitalization
  • Accommodation
  • Surgery
  • Medications provided in hospital

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