Maritime Insurance

asigurare-maritima-destine-broker

Maritime insurance offers financial compensation for damage, destruction or losses caused by navigation at sea, but most insurers in Romania include in this policy river and inland waterway vessels. Find out more about #AsigurareaMaritima in the rows below.

asigurare-maritima

DESTINE INSURANCE BROKER – REINSURANCE can help you identify the right marine insurance solution for:

  • ship protection
  • installations
  • equipment and machinery of the ship under construction or repair
  • equipment installed by subcontractors

Depending on the insured property, the maritime insurance is structured in two categories, considering that, as a rule, the owner of the boat and the owner of the transported goods are not the same person.

Thus, for the insurance of ships there is a Casco type policy, and for the transported goods, a Cargo type policy.

which secures the ship and equipment (often referred to as “Hull and Machinery”); Similar to the Casco policy for motor vehicles, this is one of the marine insurances, intended for all types of ships operating in seas, lakes or rivers, suitable for all categories of operators, from shipowners and transporters, to fishing boat owners, cruise ships, yachts, jets and landings. The policy covers, mainly, the general damage situation, the destruction of the hull or of the equipment, parts of the responsibility for collisions, possible contributions of the ship to rescue expenses. In addition, the inventory of fixed and current assets can be provided.

asigurare-maritima-cargo
asigurare-maritima-cargo

Depending on the insured property, the maritime insurance is structured in two categories, considering that, as a rule, the owner of the boat and the owner of the transported goods are not the same person.

Thus, for the insurance of ships there is a Casco type policy, and for the transported goods, a Cargo type policy.

which secures the ship and equipment (often referred to as “Hull and Machinery”); Similar to the Casco policy for motor vehicles, this is one of the marine insurances, intended for all types of ships operating in seas, lakes or rivers, suitable for all categories of operators, from shipowners and transporters, to fishing boat owners, cruise ships, yachts, jets and landings. The policy covers, mainly, the general damage situation, the destruction of the hull or of the equipment, parts of the responsibility for collisions, possible contributions of the ship to rescue expenses. In addition, the inventory of fixed and current assets can be provided.

asigurare-maritima-casco
Ship insurance – “Hull” (Casco) is divided into two categories:

1. Insurance of river and sea commercial vessels, fishing vessels and collectors, as well as other boats, installations and floating equipment assimilated to vessels.

2. Pleasure craft insurance:

which ensures the goods transported by a ship;

freight, ie the amount paid for the transport of goods, the tariff or rent for the ship.

The insurance is intended for the protection of ships, of any type, under construction on shipyards. “All Risks” coverage in case of total or partial damage, recorded during the insured period, including latent defects, defective design of the ship, but will not cover the costs related to the distribution, replacement, modification or renewal of defective parts.

Its purpose is to provide:

  • liability of port operators
  • damage to property (buildings and various other constructions – dams, etc.)
  • handling equipment (cranes, including quays, port equipment, etc.)
  • interruption of activity

the insurance takes over the responsibility deriving from the repair activities of the ships in shipyards.

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