Health Insurance

A private health insurance is an efficient option to benefit from medical services at quality standards higher than those offered by the public health system. DESTINE INSURANCE – REINSURANCE BROKER consultants can facilitate your access to an extensive network of private clinics and hospitals, to specialist doctors and the latest generation medical equipment, by identifying the most suitable insurance plan for you, adapted to your budget.

Main elements of health insurance

it can represent a fixed lump sum (allowance per day of hospitalization or a fixed amount in case of surgeries) or allowances for private hospitalization services and medical or surgical treatment.

it largely depends on the insured’s condition at the end of the policy, his / her history of illnesses, his / her occupation, taking into account the professional risks, etc.

hospitalization, home treatment after discharge, maternity allowance, consultations with a general practitioner, consultations, diagnosis and other fees paid to specialists (including fees paid for medical tests, x-rays, ultrasounds, etc.), surgeries, ambulance services, death as as a result of insured diseases or accidents, purchase of medicines and vaccines, dental treatment, laboratory tests, etc.

treatments for pre-existing conditions. Before concluding the policy, the insurer requests a complete medical consultation of the insured person, following which the existing chronic diseases are established as exceptions. These consultations are settled by the insurance company.

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Main elements of health insurance

it can represent a fixed lump sum (allowance per day of hospitalization or a fixed amount in case of surgeries) or allowances for private hospitalization services and medical or surgical treatment.

it largely depends on the insured’s condition at the end of the policy, his / her history of illnesses, his / her occupation, taking into account the professional risks, etc.

hospitalization, home treatment after discharge, maternity allowance, consultations with a general practitioner, consultations, diagnosis and other fees paid to specialists (including fees paid for medical tests, x-rays, ultrasounds, etc.), surgeries, ambulance services, death as as a result of insured diseases or accidents, purchase of medicines and vaccines, dental treatment, laboratory tests, etc.

treatments for pre-existing conditions. Before concluding the policy, the insurer requests a complete medical consultation of the insured person, following which the existing chronic diseases are established as exceptions. These consultations are settled by the insurance company.

Such insurance covers expenses incurred in case of illness, accident or in the event of surgery, but also for convalescence, medical recovery or monitoring of pregnancy and birth. The medical services benefited by the insured are offered by private clinics and hospitals. At the same time, an insurance indemnity is offered if the insured chooses to receive medical care in the network of state hospitals. Once you have private health insurance, you no longer have to take money out of your pocket for contracted medical services.

Optional health insurance products usually cover:

  • Consultations
  • Hospitalization
  • Medical investigations
  • Surgery
  • Other medical services

#DestineBroker offers you the existing optional health insurance products on the Romanian market, this being possible due to the partnerships developed with the insurers that offer these products.

International health insurance CIGNA – product that allows access to medical care anywhere in the world, in the conditions chosen by customers, individually. CIGNA Global IPMI private insurance can be concluded regardless of the age of accession, profession or nationality. It can be issued for each major individual or for the extended family. The policy is also flexible, with optional plans.

Find out more details about #CignaInsurance here.

#DestineBroker offers you the existing optional health insurance products on the Romanian market, this being possible due to the partnerships developed with the insurers that offer these products.

International health insurance CIGNA – product that allows access to medical care anywhere in the world, in the conditions chosen by customers, individually. CIGNA Global IPMI private insurance can be concluded regardless of the age of accession, profession or nationality. It can be issued for each major individual or for the extended family. The policy is also flexible, with optional plans.

Find out more details about #CignaInsurance here.

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